This word applies to coins such as bitcoin, ether and a few others. All the rest, I consider as speculative for a short or medium term no more. Yes, I remember there were times when I had pundiX that cost $ 4000, and after a short period of time a penny. Good thing I managed to sell at a relatively good price
it was really a terrible experience, I also had experiences when holding NXT when it was still over $ 1,
and now NXT is really like ashes, haha Hold is sometimes fun and even sad.