My government announce already that the vaccine will only be free to the poor and those middle class and rich person have to pay for that vaccine so they can be healed but of course we know how corrupt government works so for sure there’s still an exception for this one. If you have a business now is a good time to take loans since the interest is low and maybe its easy to apply for a loan with so much consideration from the banks.
If you need the money, take the loan. But if you don't have anything to spend it on, that will only sum up to your debt which isn't good. It sounds good to loan because interest rates are way lower than it is before.
But if you don't anything important to use it on, I don't think that doesn't make sense. Although taking the loans will also help the economy recover but for my sake, I've never thought adding debt.