All this fears and conspiracyy theories are not serious!
What?! So you are trying to say that the current pandemic and its effects on our life and economy are all hoax? Nah, I don't think so. How ironic that you tell it a conspiracy, how about your conclusions lol? Dude try to watch news and you will see the truth. My advice tor you is to have a reality check 
. Taking loans is sounds goal because you can get money instantly from a loan shark or a banks and other government agency but what is the purpose of your loan? If you just take a loans and spend it without valid purpose then you still have no good job because of this covid then I think you just make another trouble in your life finding a way to pay your loans with high interest. That's not a goad way to move on unless you have a great plan for your loan like using for investment or to put up even a small business , but it is still not a guaranty that you can earn a lot, it is still full of risk. So, much better to avoid taking loans if not necessary.
Indeed. Getting loans should be everyone's last resort in these hard times. If you can get part time jobs, do it. If you can sell handicrafts, do it. If you can sell your talents then much better. Find other ways of earning first before going to loaning because that would only be a temporary solution. Your debts will go bigger and bigger if you depend on such way.