....The problem with visa and mastercard is any 12yr old russian script kiddy can fire up sqlmap or similar tool and with no actualy skills in sql let alone hacking go out and scan all of africa and third world countrys for shitty configured webstores, then with the press of a button dump the data, loginto tor and sell it to carders....
I wouldnt blame visa as much as i would blame shitty third world web devs, pay penuts get monkeys.

Paysha will not be vunrabile to such exploits, even if the data was dumped the passwords (one would hope would be hashed) so "theif" has nothing....

Also in regards to mastercard and visa alot of the data for sale is from actaull employees and stoer owners they install skimmers on there own POS and harvest the data then sell. You will find 90% of card data comes from dodgy store owners and employee's the rest from third world countrys..... many a times swim has found a thirdworld webstore running mysql as root user and hosting 100+ pages from the same DB.... you would be suprised how many well known USA sites are hosted in a dodgy thirdworld shared hosting enviroment.


For instance...
If you use the SAME PASSWORD YOU USE HERE anywhere else then you are fucked, ie: if you use the same password from bitcointalk on paysha, say goodby to your funds, this isnt paysha's fault, its yours. Hacker hacks this site bitcointalk, dumps DB uses his "bitcoin mining" ASICS to crack your passowrd hash with salt then uses bot to try combo's on a list of 100+ bitcoin related sites, stores results and laughs all the way to the bank, but who is to blame? not paysha but you for using the same dodgy password for everythign you do online...... No asic could crack my 16 + char password, and its different for everysite.