However I want a small loan in USDT to repay it ideally in 6 or 12 months for renovating my house.
Don't do this - house prices are going to plummet in a few months across the world and you will never recoup that investment.
Do you mean something similar to the world crisis in 2008? Due to the pandemic results or something else?
I'm talking about the upcoming real estate bubble collapse. Historically the economy rebounds nicely after a pandemic as there are a lot less people.
In the US alone, an estimated 30–40 million people could be at risk of eviction in the next several months. Too many houses/commercial properties and not enough renters.