With increasing mentions of CBDCs, maybe it is time to start looking at the actual technology and methods that CBs are looking at to implement them?
CBDCs of western world will have opaque ledger like Monero. CBDCs in China or Japan or Korea could have transparent edger like in Bitcoin. It will take years to develop and implement them. By that time they might realize that no one will want centralised coins.
The digitized stablecoins of the central banks of the states will be in demand and popularity among the population. The population of any country will trust their government and state more. These will be the same state currencies, only in digital form. Therefore, they cannot be compared to cryptocurrency. Digitized currencies should have better functional characteristics than non-cash forms of payment, since they will combine both the advantages of conventional currencies and cryptocurrencies. However, when they appear, then we will discuss them in more detail.