every time someone wants to invest, all forms of risk must be ready to accept because I think the price of gold requires a high level of patience, especially if they have to bear the capital they use of the loan,It really scares someone when things don't go according to expectations.
Ip has also failed to address that one need knowledge to invest, you can't just throw your money on something you know nothing about, hence acquiring such knowledge and utilizing them to acquire profits is a skill.
There are instances people invest and add basic trading to earn, it's also a skill which is unique to every individual. Including fundamental analytical strategies in cryptocurrency is also important, you can't don without these basic knowledge and understanding.
Seeing how market is moving with speed approaching a new all time high is fundamental, once you are not well informed, one would have sold Btc @ $10k.
In conclusion, there is skill in every industry and its very important.