We traders never use a term "discount" while buying or selling a Crypto.
If you are a newbie, then i would like to advise you that at first before investing do some research.
Do a brief history check of many coins and how there's price are affecting in the market.
Now according to me buying any coin is a good decision but you need to also have the capability of bearing losses.
By seeing the current market situation you should grab some XRP and XLM possible and i can assure you that it will surely yield you some good profit in the near future.