Culture and tradition contributes the Chinese dominance of their economic rise. There are just so much going on in china that it made people richer while the rest of the world are eating burgers. They are not 10 step ahead, the digital yuan currency caught every nation by surprise and even US will struggle to compete it. If they can't catch up, we'd be force to use the digital yuan.
Do you have any basis for your outlandish claims? The Chinese economy has slowed down in the recent years. Chinese Yuan (CNY) remains one of the most manipulated fiat currencies on earth. The citizens don't want to invest in risky CNY bonds or overpriced Chinese stocks, but they don't have any other option. And here you are talking about digital Yuan gaining worldwide acceptance.
Well they are industrious people, they even work for food back in the days when I was working in a vessel. I can see Chinese men working and never tried buying food but just will try to dip their fishing gears. I have to offer a bowl of salad to them but in the end they trade their fish to me. The money they earn are saved for the future so they could travel. That's the answer I got when asked why they are not spending their money.
But anyway you might wanna check this video
https://www.youtube.com/watch?v=CaELQS5kTso