I hope that 2021 won't be worse than 2020. The vaccine is underway. And the world is slowly recovering from the lock-downs.
Byfar 2021 should not be that bad in anticipation that in early 2021 we might have the vaccine and once that is in things would be much better than what it is at current point of time. Things have slightly looking different as well now share market and few other markets also have started to rise and third quarter data also being better as well which is resulted in some growth too.
I see that the market is "almost" back to normal, and the fact that many companies have started to adapt to the current conditions which is a very good sign. maybe not at the beginning of 2021, but in the middle of the year we might return to productive activities, hopefully things will get better again