BTC technicals are against $20,000. I don't think holding now is a good idea.
Technical analysis means nothing when you have solid fundamentals.
We have halving, huge monetary expansion never seen before due to corona virus crisis, inflation, paypal accepting btc, etc.
Maybe a good idea is to move the money from BTC to altcoins.
You would better move to USDT or some stable coins, because if BTC goes down it will sink all altcoins with it (or at least most of them).
But, you will probably end up with less BTC than you had before. I believe we will go past ATH, to a new ATH nobody knows (25, 30, 50k? Who knows? Bitcoin is unpredictable, it always was)