According to DireWolfM14, their last communication was on October 8th, when he promised (again) to start making payments. He was last active on the forum on November 4th, and that's ample time to respond.
Yeah i have seen that and its not hidden here. DirewoolfM14 have already described everything on his thread and we all know what happened actually but you may haven't got the proper meaning of my reply.
DirewolfM14 given a good amount of time to "asu" but he didn't responded yet. In this situation negative trusts will work just as a warning for community users but it will not bring Direwolfm14 money back. Even I don't think other lenders will feel comfortable to give "asu" loan if he pay current one. So in a situation like this i am not seeing any problem to wait little longer for the repayment although no one can assure lenders about it.