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I guess my point is that sometimes it is nice to treat yourself, especially if you have already invested for a long time and also engaged in frugality for a long time and delayed gratification.
By the way, I do know some older people (for OPsec reasons) I won't mention relations who likely do not have a lot of years left in them, but they still live nearly as frugal as they did when they were in their 20s, 30s and 40s.. and at some point, it seems that these more elderly people should be living it up a bit more.. just thinking out loud.. but sure, each person has to decide those spending, versus investing, versus consumption points versus frugality for themselves, and sure I agree that sometimes it can feel pretty good to get a value meal.. or to save $10 by eating a round steak rather than a T-bone.. but sometimes it is also better to live it up a bit on some luxury goods, whether we are talking about hookers, lambos and blow or some other luxury goods.
And that is correct, you will see that I am against both extremes, blowing up your money as soon as you got it in stuff you do not need or want is simply a mistake, but medium maximization, or to put it in other words, confusing the means with the end and focusing in making money for money’s sake instead of focusing in what you can do with that money to improve your life is a mistake too.
We need to find something in the middle of that, in short we need to find some sort of Goldilocks principle in our lives that allows us to reach happiness and at the same time to have enough wealth without having to go through both of those extremes.