My opinion is that nothing good for crypto will come from that bill, just more regulation and control... yes sure it's for consumer protection of course..
Yes it has only been introduced, but will be be passed next year which is in less than a month.
(...) now US lawmakers require to obtain bank charters (...)
BTW: US lawmakers do not require anything
now, contrarily to what you posted. Atm the bill has only been
introduced.
Don't want to be a pain in the ass, but if you want to write about legal subjects, make sure you write accurately and precisely.