Take it or leave it. It means no difference to me. I have never ripped anyone off and do not plan to.
You may want to lock this thread then - unless you are in the habit of giving away interest for no reason.
Will pay Loan + 10% interest! I am in a tight spot with Christmas coming short on a few bills!
P.S. to
everyone - don't go into debt to prove you love your family/friends.