I'm buying ~500$ in Bitcoin every month with part of my salary. I have a stable job and my company is doing good. I'm wondering if it worth to take 20.000$ to buy 2 BTC now and pay the 500$ as loan installment instead of buying sats every month. I believe in the potential of Bitcoin to reach 50k in a couple years, but it wouldn't be possible to buy near half of BTC at the 500$ rate, so this would be something like an "advance". Hypothetically (but still possible in some probability), if BTC collapses and never recover from 8k, I would still be paying this loan for about 3 years but wouldn't starve or something like that, it would just sux for a while, since I still have another source of income. I know it's not the place to ask I will do whatever I think it's best, but if you were in my position, would you do it?
I am a bit of 50-50 depending on the situation. The first question that you need to answer on yourself is that, do you know where you will put your money? Do you understand how it works? What are the risks?
Unless you are too good or had completed extensive research about bitcoin and the cryptocurrency as a whole, then the next step to take will be the security, how are you going to secure your bought bitcoins, in an exchange or offline wallet?
You can also trade it on short-term or long-term depends on your lifestyle.
But overall, as long as you studied everything, had some expectations and alternative plans if something happens, then definitely you are good to loan. But if you just loan and invest in cryptocurrency because you were hyped, you are very wrong and should rethink things.