With usdc and usdt you can make good returns even by yield farming them at uniswap as eth pairs of these stablecoins have huge volume and liquidity so expectedly the returns will be much higher than the most other defi platforms are offering but then again everything can be risky so study about it yourself and do calculated investments.
Agree. The higher the reward, the higher the risk will be. One would imagine the same principle applies to many hyped "De-Fi" platforms in the industry today. There are so many "De-Fi" platforms offering attractive interest rates for stablecoin holders that are quite hard to resist. But as it's said in the real world, "not all that glitters is gold". It's important to do your own research before putting your hard-earned money into stablecoins with high interest rates. "De-Fi" platforms capable of achieving a trustless model while hardening security against external attacks, will prevail in the long run. I always try to limit my investment on trustworthy "De-Fi" platforms instead of switching to new platforms with higher interest rates. There are many scams surrounding the industry, which could lead you towards many undesired losses in a short amount of time. As long as you pick the right stablecoin and "De-Fi" platform, you can rest assured that your investment will last a lifetime.
Nonetheless, it seems to me that USDC and DAI have the best rates yet on the market. Many "De-Fi" platforms offer attractive interest rates to "hodlers" of these stablecoins. One would wish people used DAI more than USDC or any other centralized stablecoin in order to make the industry much more decentralized. But unfortunately, people only care about making money more than anything else. As long as this is the case, people will keep falling for schemes in this wild and crazy world of crypto. Just my thoughts
Actually, I'm more eager to know your experience because you are legendary, but you are saying that you are still new in this emerging industry. How do you forget your experience? 
I meant being new to the emerging stablecoin industry. It's no secret that stablecoins and "De-Fi" lending platforms are new to the crypto/Blockchain space. There's still a lot to learn in this ever-evolving industry. Smart contracts and their respective blockchain networks evolve quickly over time. New features and technical issues emerge at a fast pace, that's hard to catch up with them in the crypto/Blockchain space.
Still, the experience you acquire over the years is never forgotten. The more you learn about crypto/Blockchain, the better it'll be for your career in the industry. You'll have higher chances of getting hired for a Blockchain-related career than others when you're very knowledgeable about the subject. It may be impossible to know everything about it, as we learn new stuff everyday.
Based on what I've learned so far, it seems to me that stablecoins will be here to stay. But they'll ultimately become regulated by the government in order to protect investors' finances. It's no wonder since "De-Fi" platforms offering interest rates to stablecoin "hodlers" mimic traditional banks in the mainstream world. As long as crypto remains decentralized regardless of what happens worldwide, there should be nothing to worry about.
