My current portfolio is 40% BTC, 25% ETH, 10% ADA, 5% XMR, 5% USDC and rest in XRP, CRO, LINK and DAI.

From those, 50% are in my ledger, and I keep them aside. 10% I use for daily trades. rest of 40% I lend out and earn interest : at blockfi.com (20% of BTC at 6%),at apyharvest.com(80% BTC at 7.21%, ETH at 7.82%, USDC at 14.96%...), and crypto.com (just CRO to have their jade card).

Interest I earn by lending 40% of my crypto is more than enough for all my expenses and active lifestyle.