Have you seen any changes in your working environment like these?
Here in our country, most office-based works now are WFH (work from home). They can lessen a lot in terms of travel and other spendings. They don't have also to go on long hours of traffic just to go to work.
While small business here now accepts a cashless way of payment so it's a lot more convenient when you buy on that store. I hope those things will be permanent or considered to benefit a lot of people even if pandemic is gone.