First of all, if you send funds to different account or cash out via ATM after receiving them then they are no longer reversible.
There are still some risks to the Payoneer party that dealing in cryptocurrencies is prohibited, so any contact with the support team will lead to returning the money and banning the account, and the support team will not help the other party if you scam him.
In short, this transaction can only be done with a trusted person who knows that trusting him is worth more than the amount sent, so build trust first, and then you can perform such transactions.