Sources:
https://www.publish0x.com/tochi-blog/why-lending-and-borrowing-is-needed-in-defi-xqogdjz
https://jaymartinez6012.medium.com/why-lending-and-borrowing-is-needed-in-defi-6dd028ba9b0d

If you are not original author and are the one published those articles. If you copied and pasted, ignored source links. You plagiarised.

If you are original author, I still advise you to leave source link to not be accused with plagiarism.