In terms of centralized exchanges do you think it would be better to use ones not based in the US now?
I'm thinking of avoiding Kraken and Coinbase completely now and just using ones not based in US such as Binance, Kucoin, Huobi.
Btw I'm not personally a US citizen and the KYC rules and regulation on transactions the US government doing seem like a huge hassle now, so would be good to avoid that.
Regulations is crypto is everywhere, regardless if the exchange you are using are US or Malta based, doesn't matter.
https://public-inspection.federalregister.gov/2020-28437.pdfSo sooner or later centralised exchanges that doesn't require KYC for now, will have to comply with the FINCEN regulation.