Is it just that the holidays are near, and people are cashing out? Or, is it something else? Opinions much appreciated.
Regards
With Ripple, there was a very bad news for them in yesterday when SEC unveils suit against Ripple, calling XRP a '$1.3B unregistered securities offering' and adding to take profit for Christmas and New Year of investors as you said. You can read this news here:
https://cointelegraph.com/news/sec-unveils-1-3b-suit-against-ripple-over-xrp