You sound like one of those guys who are holding huge amount of XRP. You still have time. Dump them all and save yourself from further losses. I am sure once everything settles (going to takes years if not months i guess) the price is going to start going back up (probably? You never know if they are going to face the same problem in the future again) and buy it back when the is about to happen and maximize your profit. In case of XRP, this is not a FUD.