Or what is the personal cryptocurrency wallet or app that I can transfer my XRP to? Thank you.
If you want to avoid exchanges you can refer here:
https://crypterium.com/en/news/post/best-ripple-wallets-2020Just pick what would be fit to your preferences.
As I have read that you don't have the intention to cut your losses, and XRP seems will have a hard time bouncing back at your entry price, then a good decision to safely stored it on a non-exchange wallet in the meantime.