Yeah, these exchanges are very fast about this accusation on ripple becasue they have caused more harm than we can see. This coin has unlimited supply and whenever the market make positive move these owners always get more printed into the market for profit, also, there might be something like interest from the government too becasue Ripple is be own by XRP Labs, in my honest opinion XRP and Tether are scam project becasue they continue printing as usual. For the wallets you have just shared to me are good for OP becasue i have be using them for years now without problems.