It seems that the XRP dumping will continue until it's gone for good.
Yesterday Bitstamp said taht they are going to halt XRP trading and deposits for all US customers on January 8, 2021. If we see a few more big names selling and another suit, XRP will go under ten cents for sure.
Yes, more US base exchange might halt XRP trading and deposits next year, Kraken or Coinbase? XRP will be done if this reputable exchanges stop the same way as Bitstamp.
If everything didn't settle down? then next year we might see XRP dumping hard, not creating FUD here, but every XRP investors should be wise, there is a lot of uncertainty, not sure how long the case will drag, could be months could be years. But you need to be smart and monitor everything and make the right decision.