Thank you for the warm welcome

Yes, we need to get into budgeting when we have a family of our own - I got 2 boys and 1 is coming comes August.
Good that you are helping each other hand in hand with your wife.
Happy New Year!
I pleasure to welcome you back ,And to share my real life strategy.
Mint.com is a good budgeting tool.
Will try looking into this , Maybe at some point having a tool will make more rooms for my funds