Thank you for your reply, and I wish you good luck and good fortune in life too!

And decentralised exchanges are certainly tricky to use, with each one having its own design and intricacies to negotiate and they can certainly be expensive to use too - but I found I did finally get the hang of how how they interrelate and how to use them after a couple of months and there can be times gas prices can fall quite low if you’re patient. But in fact over that time I was mainly using Binance to buy BTC and Alts until 6 days ago when Binance locked out my bank debit card after I’d used it firstly when my day to day bank acct balance was too low and then again after I’d transferred money into the account, and I’m still waiting to hear back from them after immediately sending them the detailed form and photo info they request explaining what happened. And in the meantime I’ve been surprised how much of what you do on a CEX that you can do just as easily on DEX’s with MetaMask.

And I wasn’t trying to promote greed or to suggest anyone should follow my lead if they’re not comfortable to for whatever reason, and I’m sorry if my post came over sounding like that! I do lead a relaxed and rewarding life after a forced early retirement from a 90+ hour week job as a senior doctor after being injured in an armed robbery at my practice, and like you I believe that more and more money is not what brings true happiness in life as long as you have enough of it to be comfortable and I agree too that good things come to good people but I don’t see a problem putting this information out there that may well help some members here a lot.

Again may peace and happiness and prosperity shine on you in 2021