The problem is that we don't know. If we're talking about what happened in the bullish 2017 and the bearish 2018, market isn't matured that time because of the ICO hypes, stringent regulations, banks and institutions creating FUD for the masses, etc. I believe for this year, the market is more matured. I expect a slight pullback due to paying crypto taxes every April, but there might be other circumstances as well that would possibly correct the price a bit before we see another big bull run.

Just remember, don't borrow money only to buy and trade crypto as you are getting a high risk in not returning the money to the lender due to that.