No we would actually facilitate transfer of money but not be investing it ourselves, this would make us a tech company and not a financial institution. Similar to how many dapps are positioning themselves without being licensed and having registrations.
Actually, not licensing makes you
nothing - not a tech company.
If at any time you control any of the coin, that gives you the chance to keep it. Especially without pesky regulations, right?
Even better, we never touch the coins it's always being held by someone else. What I'm trying to figure out is if people in this community care about budgeting and if so what are their habits?