Lol.  He calls it "the best faucet website" and meanwhile it looks like one that nobody has likely ever heard of--and if you're putting up a faucet as collateral for a 0.02BTC loan with that amount of interest, it's probably for gambling and will never be paid back. 

I'm so glad I put the Lending section on ignore a long time ago.  I don't know how it is these days, but back in 2015-16 it seemed like nobody understood the concept of valid collateral (like this guy), and Vod was tagging so many of these potential scammers it was ridiculous.