You actually don't need a premium account for bounty or fund to invest to be able to learn about cryptocurrency. Rushing to make money off a world you barely know anything about will only bring you loss and regret.
Your priority right now is to learn about cryptocurrency, what it is and how it works while you are doing your day job! Don't come with a mind of wanting to make huge money in crypto overnight.
You can also learn how to earn bitcoin >>
How to earn Bitcoins