Maybe granting loans is different than trading physical items, which is what I was doing, and there would be less of a legitimate reason to hold collateral for a loan with a hidden alt. The transactions I acted as escrow for myself were transactions in which I had to disclose my IRL identity, or risk being forced to refund my buyer if something went wrong. One of the transactions involved me shipping something internationally, and I had to disclose my IRL identity on the customs form which is attached to the package. The other transaction involved me selling someone bitcoin via Western Union (it might have been a similar service), and if I didn't put my real name on the sending form (the information of which is available to the seller I believe), I would be unable to get a refund from Western Union if for some reason the buyer could not pick up the money.
As I said above, the reason I did this was because I wanted to protect my IRL identity.
You were the first profile that was caught escrowing for yourself, but that little scam has become tolerated now as some of the biggest sellers have also done it.
But why are you apologizing for being sneaky when you are currently doing it with PrimeNumber7? I hope no one takes your apologies seriously until you actually change your ways. :/