Usa digital dollar is coming soon
The way to produce more currency it might be defi
Defi so yield farming will be new banking
They are already in trouble with COVID-19 and the economic war with the chain. I do not think it's the right time for them to take such an action. They are taking charges against various crypto projects like XRP through SEC. I think they are not very friendly with crypto right now and I do not think they want a decentralized system that gives power to people to the central authority.