I used to use USD tether all the time and still using it for trading purposes and liquidity purpose but recently we have seen a FUD or may be truth that SEC may have issue against them although they clarified that they are running it under registered business etc etc. Is tether risky from that purpose? Even if SEC warrant something like XRP, what will happen to Tether?
What about another alternative stablecoin?
As always the definition of best varies among people, it seems you are worried that the SEC could take a more harsher stance against stable coins in something similar to what we are seeing with XRP and I believe that you are right, as such any centralized stable coin is probably going to be affected in the future if the SEC decides to attack them, so what it is the best solution? I do not know much about it but DAI is a decentralized stable coin and it could be a good option for those that want to prepare in the case something like that were to happen.