Since I just entered the crypto space I've only had a couple of purchases (both from the same seller from a P2P site using cash in person). Both of the transactions were very smooth and the seller was really helpful (although I bought too high on the second one which was my fault, but lesson learned). But I think this has spoiled me a bit since I haven't had to give out any bank information yet.
Another thing I've learned is that you can't always rely on the same sellers (especially during a dip like now). I'll probably try another P2P site with no KYC but it just seems harder to buy at a decent price especially during a dip.
I really don't want to use Zelle or bank transactions but now I'm kind of leaning towards buying from a big exchange since it seems to enable you to buy when you feel like it (although the whole fiat to exchange transaction takes time too and I haven't done it yet) .
I would like to buy again during this dip but my inexperience and reluctance to share my bank information is holding me back from purchasing.