2021 is the year you will totally alter your financial destiny, don't mess it up.   
I have a budget and a 'go big or go home' alt plan.
Am buying small amounts of 10-15 alts ($BET, $LINK, $ETH, $ADA....) $100-$500 all iñvestment worthy. 

When they 20x, I will take out 2x of my original iñvestment and If they 50x I will take 50% of my iñvestment for the next bull cycle in 4 years.