Bumili ako recently directly with Binance using a local bank ATM/Debit card (Mastercard). I used it 3x and it worked well.
Amount purchased: 1K, 2.5K and 5K.

I tried 30K pero it failed baka may issue lang on local bank that time, pero i-try ko ulit some other time.

Kung mag-convert ka ng fiat to crypto:

1. Buying peso and convert directly to BTC, Eth, BCH or XRP.
 - Check both coins.ph and Binance muna kung saan ka makakarami ng crypto for your fiat. Minsan mas marami ka mabibili sa Binance. Minsan mas marami sa coins.ph.

2. Kung ang plan mo is to convert fiat tapos gagamitin mo pang trade sa Binance or other exchanges
- Mas makakamura ka ng malaki kung direct sa Binance kung BTC and Eth kasi wala ka ng transfer fee na malaki ang cost. Kung BCH or XRP, mura lang naman ang transfer cost so pwede rin sa coins.ph
- Kung di ka pa naman mag trade ang plan mo lang is convert fiat to crypto, pwede ka bumili ng stablecoin directly like BUSD or USDT, Binance directly. Maganda ito if you are positioning for a dip. For 2.5K transaction, I got 50.64 BUSD last Jan 11. For the 5K I, purchased, I got 101.58 USDT last Jan 12.

Wala rin akong nakitang additional charge kasi immediate yung conversion at kita ko sa app ng local bank na walang additional charges.

Note: You need to be a Verified Account holder sa Binance