It's a novel idea with a use case that I'm surprised nobody has thought of before judging by the domain names I'm looking at. I'm sure its possible to put into code although I am no programmer myself.

A few questions:

How do I find (and trust) programmers to create it?

How much would it cost to develop if I want it to grow organically and under the radar?

What steps should I take first?

It would probably operate as an Eth token.

Thank you.