Exactly. Pero syempre, you're no different than using a bank pag custodial wallet gaya ng Coins.ph rin lang ang gamit mo para ihold majority ng funds mo. 
I expect na today marami parin talagang Coins.ph ang ginagamit nilang main wallet. Unfortunately pahirapan talaga magkumbinse gumamit ng non-custodial wallet. 🤣
As for non-custodial wallets, as long as hindi ka careless sa security mo, then you're good. Kasi kung careless ka, hackers naman ang pwedeng tumakbo ng pera mo.
I expect na today marami parin talagang Coins.ph ang ginagamit nilang main wallet. Unfortunately pahirapan talaga magkumbinse gumamit ng non-custodial wallet. 🤣As for non-custodial wallets, as long as hindi ka careless sa security mo, then you're good. Kasi kung careless ka, hackers naman ang pwedeng tumakbo ng pera mo.
Well this is true.
As long as your bitcoins are inside a local wallet (i.e. coins.ph), there is always that chance na ma-scam pa rin ito like what happened sa Binance. Like what you also mentioned, non-custodial wallets/hardware wallets are the most secure way of storing your bitcoins.
Few days ago may na involve na isang bago about sa nawawalang pera ng dalawang depositors ng isang kilala at sikat na banko sa Pilipinas.
Mahigit 270 million PHP ang nawala.
Mahigit 270 million PHP ang nawala.
Although may mga banks na insured ang funds mo, hindi fully ma-iinsure yung whole amount especially kung millions of pesos ang laman ng bank accounts mo.