for now, ripple is still in a bad situation, a lot of people have suffered huge losses from ripple itself, including the investors themselves. But on a different note we can conclude that ripple still has ample opportunities for investment but of course in the short term. because it took a very long time to return to normal especially as before.
With no "centralized" exchanges, holders are SOL. All the more reason for the expansion of DeFi exchanges. The missing puzzle piece in the crypto movement.