Ripple have a very good chance of winning the lawsuit and if they do, the price of XRP will go past its ATH.
Even if SEC wins about declaring XRP a security, even then XRP won't be dead.
The rest of the world doesn't see XRP as a security and there is much more than the USA only (despite what Americans think

).
XRP is much cheaper, faster and 'greener' than BTC, ETH, ... and Ripple is working with more than a hundred banks globally.
It will be adopted to bridge CBDC's all over the world, which will pump up the price to great heights.
Take the 'risk' of holding some XRP for a long term and see how it turns out.
a lot of altcoins better than xrp mate, and personally i will not choose xrp for long term hold,
for me its better to hold ethereum, polkadot or Cardano for long term rather than xrp