You can't make money without risking things. I wouldn't even consider buying XRP right now, I never owned any and I do not want to have it anymore neither and probably will never have it. However one thing is for sure, right now they are in a bad situation and that means we are going to see a lot more risk going into XRP as well. That means if we are going to end up with this type of situation, price will always be low and stay low.
HOWEVER one thing is reward promising, if Ripple handles this and comes out without any scar, that means they are going to be increasing the price and going in now with the hopes that Ripple will be fine? That is going to be fine and that is going to be the most awesome thing because you are going to be winning. Sure there is a situation where XRP can just stay like this, but if it does get out, you are going to earn a lot.
Speaking as a small owner here and I don't even mind saying I would never buy more now. It's still thankfully close to where I entered which is a lot more than what I could say last year, but I'm not buying anymore now for sure. Will definitely sell for profit, maybe to cover back what I invested, but this is make no mistake, a pure speculative investment for me. All the current events now actually strengthen that claim.