Most probably people want to be their own bank.
What's your thought and what's the real situation of your country?
Where I was born, everyone's exposure to blockchain technology was slow. At the same time, the transition from regulation and structure to decentralization is considered at the security and owner level. Even covid -19 is awakened, limited, ruining the digital transition. Some centralized money management banks are doing well, people's confidence depends on it. At least for now. Democracy for financial freedom is to be expected - but the inheritance they expect is the patronage of problems related to inheritance.