It's too risky to buy XRP right now. With an ever-growing number of exchanges de-listing XRP, prices will go lower on the market than all the other way around. Who knows if this is the end for Ripple's centralized digital asset? If the company manages to comply with SEC regulations, the XRP asset is going to have a hard time recovering back to its original position. There are far better options out there on the market that are decentralized and censorship-resistant. Stellar is the decentralized version of XRP, with no censorship or manipulation. It's a better long-term investment than XRP since the community supports it every step of the way.

Nonetheless, the decision of buying or selling will ultimately lie in yourself. After all, it's your money. Crypto is extremely risky because of the uncertainty surrounding it. You can either become poor or rich in a blink of an eye. XRP has a higher risk than other cryptocurrencies on the market because of its utterly-centralized design. No one knows what will happen after the SEC lawsuit. Either XRP survives or goes all the way down the drain. You'll get lucky if XRP bounces back to its original price range. It'll be interesting to see how everything unfolds for Ripple (the company) as the US government enforces new crypto regulations on the industry. If regulations are fierce, I doubt the XRP asset will survive for the foreseeable future. Just my opinion