I have been holding my investments in USDT for a long time and I have not had any problems with USDT, of course there have been some rumors lately that the SEC wants to sue USDT or this is probably really true, but so far I see that everything is fine with USDT, but of course we can protect ourselves and just keep your investments in other stable coins, but in general I think that everything will be fine with USDT, we just need to wait when all these problems with USDT and SEC will be solved.