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Haven't seen this kind of system at any other dice site expect one. I think your suggested system is annoying. Cause the current system is normal and gamblers are habituated with that. So it may cause for a lot of mistakes bet if they implement your suggestion. Simply set-up your desired payout/win chance every time you enter yolodice or refresh the page.
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Good points, it is absolutely normal if the system back to the default one after refresh.
If it keeps on the latest one set by users and users do not notice it while the users want to play with the default one then it can be a problem.
Without a doubt the users will start blaming the casino if their bet is a lost "why it does not reset to default like other site?"
Frankly speaking, I do not know which site he is referring to where the system does not reset to default one after reset.
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you can be sure i do not mention in a yolodice thread other gambling sites, but letting you know they are many who keep the last setting after refresh.
Given the fact it was just a suggestion, iam fine any way it goes, implemented or not

Greetz
whore-ray