Hey y'all. Looking for your much-needed help please. There are so many choices. I've also read instances of insanely long approval times. Only looking to hodl BTC & ETH and eventually do a bit of swing/day trades. Looking to fund with Fiat via ACH or wire transfer. I would love to hear and appreciate your knowledge and suggestions for the best exchange to use:

-US Citizen
-As "safe" as "safe" can be
-Low deposit/withdrawal/trading fees
-Must issue private keys so I can store on Nano X
-Also plan to do some swing trades in addition to hodling
-No nonsense approval/verification process

And if you don't mind elaborating, again, in layman's terms for this newbie and any additional information and or steps, processes, 3rd party apps, etc.,  I'd need to do as well.

Thank you kindly! Be safe out there in the world!