The major governments of the world have for some time been laying the groundwork for their own national cryptocurrencies. Does that matter? Yes, it matters a lot. Bitcoin will be a direct competitor.
No. The national crypto will be a digital version of their currencies. Not related to Bitcoin (they are centralized, Bitcoin is decentralized), no competition with Bitcoin.
The actual competitors,
those who have to be scared of these moves should be major card companies, Visa and Mastercard, not Bitcoin.